Price the same buyer payment three ways — a concession spent on the buyer’s rate buydown, or the far larger price cut it replaces — and show what the seller nets under each.
A 2-page client report Print-ready, PDF at letter size
The deal
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1The DealPrice, down payment, and the concession everything is funded from
Optional — appears in the report header
Optional — prints on page 1
$
$
Seller-paid toward the buyer’s rate buydown
The assumptions
2Loan & PricingPrefilled from the loan type
Sets the concession cap
%
Adjust to today’s pricing
bps
Rate drop per discount point
3Seller Costs
%
Of the sale price
$
Both strategies cost the seller the same outlay. In the price-cut column the commission is recomputed on the reduced price — which is why the cut costs more than the concession.
Who it’s fromRequired
LO
Loan Officer Information
Appears on page 2 of the report, in the signature block and the disclosures
0 of 7
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Seller Strategy — Results
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